Amazon’s Great Indian Festival (GIF) 2025 brings major discounts, especially for SBI credit card holders. A key highlight: the card can be used up to 16 times during the sale, with high per-transaction maximum discounts. This article unpacks the full terms so you can plan purchases smartly.
What the Official Offer Says
Base Instant Discount
- SBI credit cardholders get a 10% instant discount on eligible purchases during the Amazon Great Indian Festival 2025.
- This includes both regular (full-swipe) transactions and EMI (equated monthly installment) transactions.
Transaction Limits & Usage Count
- You can use the SBI credit card up to 16 times during the offer period to avail the Base + Bonus Offer.
- The offer period runs from 22nd September to 5th October 2025 for Prime members; for all other customers, from 23rd September to 5th October 2025.
Maximum Discount Rules
Per-Transaction Maximums
Depending on category and whether it’s an EMI transaction, the maximum discount per transaction is:
| Category | Max Discount, Full-Swipe / Non-EMI | Max Discount, EMI Transaction |
|---|---|---|
| Mobiles | ₹1,000 | ₹1,250 |
| Grocery | ₹300 | ₹300 |
| Other categories (non-mobiles, non-grocery) | ₹1,500 | ₹1,750 |
| Domestic / Int’l Flights | similarly up to ₹1,750 on EMI |
- The maximum discount per transaction, including bonus offers, is ₹8,750 using an SBI credit card.
Aggregate Maximum
- Across all 16 uses in this offer period, the maximum total discount (Base + Bonus) per card is about ₹1,40,000.
- You can use 1 SBI Card 16 times during the Sale Time. Up to 16 eligible transactions per card are allowed for the Base + Bonus Offer.
- In each Transaction, you can get a Max Discount Upto Rs. 1750 → Partially misleading. ₹1,750 is the maximum discount for certain categories and when using EMI transactions or when the transaction qualifies for Bonus + Base in “other categories”. For some categories (like mobile), or non-EMI transactions, the cap is lower.
Other Important Terms & Conditions
- Not all categories are eligible for the maximum discount caps; “other categories” excludes mobiles, grocery etc.
- Some SBI credit cards are excluded: for example, corporate cards, SBI Cashback card, Paytm SBI Credit Card, Flipkart SBI Credit Cards, and RuPay cards transacted via UPI are excluded.
- Bonus Offers are valid only on select products and include additional instant discounts if transaction value exceeds certain slabs.
How to Maximize the Benefit
- Stack wisely: Use EMI transactions where possible (to access higher per-txn caps).
- Choose categories: “Other categories” transactions give up to ₹1,750 discount, so plan high-value purchases in those.
- Meet minimums: Bonus slabs require minimum spend (e.g. ₹19,990, ₹24,990, etc.) to unlock extra discount.
- Track usage: Since only 16 transactions per card count, prioritize big savings over small ones.
- Check product eligibility: Even if you meet category and spend, some products won’t be eligible for bonus offers.
The SBI credit card offer during Amazon’s Great Indian Festival 2025 is generous, allowing up to 16 transactions per card during the sale period, and offering a maximum of ₹1,750 discount per transaction in many (but not all) categories, higher caps apply for EMI or bonus slabs. For shoppers, knowing these limits and planning purchases accordingly can lead to substantial savings. Always verify at checkout whether a product is eligible to ensure you get the full benefit.
Tags: Amazon Great Indian Festival, SBI card offer, max discount per transaction, 16 uses SBI Card, GIF 2025 bank offers, instant discount Amazon, shopping tips India, Amazon sale rules
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